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Use these with your own figures. No account needed. They are estimates, not advice. Take-home uses England PAYE. Property tax on this site is England-only.
England PAYE take-home for tax year 2026 to 2027. Salary, tax code, overtime, a bonus month, pension, and student loan.
See the deposit needed at 5, 10, 15 and 20 percent, typical extras on top, and how many months to close the cash gap.
A rough 4× and 4.5× income sketch minus debt, with a monthly repayment illustration. Not a lender decision.
See how extra payments change the time and interest left on a repayment mortgage.
See how a pot can grow with compound interest and regular contributions.